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First Time Homebuyers: Clinton, Flemington and Hunterdon County New Jersey home buying, real estate listings, and homes for sale in Hunterdon County, NJ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Clinton, Flemington and Hunterdon County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Q	What was the first land designated by the US government as a National Park?
A	Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872.
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Mary Ann and Chuck Nelson, REALTORŽ, real estate agents and broker for Clinton, Flemington and Hunterdon County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Ann Nelson
Weichert Realtors
9 W. Main Street
Clinton NJ 08809
Office: (908) 735-8140
Chuck's Cell: (908) 391-8174
Mary Ann's Cell: (908) 625-5678
Fax: (908) 349-3377
maryannchucknelson@NUMBER1EXPERT.com
Mary Ann: Hello! Thank you for visiting our website. I hope you find the Site to be informative and useful to you during your home buying or selling experience. Total service to my customers is what uniquely differentiates me from my peers and coupled with my local market knowledge and experience qualifies me to provide YOU the best in real estate service.

Chuck: Thank you for visiting with us. We have invested a lot of time and energy perfecting this website to meet your real estate buying and selling needs. We hope the real estate tips, community information, and property listings are both timely and useful to you during your home buying or selling experience. Our goal is to assist you in finding the perfect home to meet your individual lifestyle and home dream!

Awards: - Member Weichert President's Club (Top 1% of Weichert Company) - Member Weichert Ambassador's Club (Top 2% of Weichert Company) - Member NJAR Million Dollar Club - Member NJ Association of Realtors - Member of National Association of Realtors - Member of Hunterdon County Board of Realtors - Member Garden State Multiple Listing Service - Weichert Million Dollar Sales and Marketed Club
Designations: - Residential Listing and Sales Specialist

www.manelson.com is brought to you by Mary Ann Nelson
NUMBER1EXPERTS™ in real estate for Clinton, Flemington and Hunterdon County, New Jersey

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